Loan Programs

Local Underwriting and Funding. We are committed to our local community and our customers’ needs when it comes to borrowers with challenged credit. ZINC Auto Finance, Inc. has developed creative solutions for each individual’s situation allowing flexibility and personal attention to each customer’s auto buying experience.

We do our own underwriting locally and this allows us to finance the same customers that have been turned down by other lenders. When other lenders say NO, ZINC Auto Finance, Inc. says YES.

  • 1099 Employees
  • Credit impaired
  • Self Employed
  • Seasonal Workers
  • Thin file
  • Out of state or country Driver's License
  • 2nd Auto
  • BK's
  • Repos
  • Foreclosures
  • New or recent employment

See your local dealer for Guidelines.


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